How Homebuyers Can Improve Their Credit
How Homebuyers Can Improve Their Credit Written By: Sarah Szczypinski It isn’t just the number in your bank account that you need to pay attention to as you work to improve your finances before you buy a home. Credit health is essential to securing the best mortgage interest rates and terms — improving your credit […]
Do You Know Your Credit Score?
Written by: Mike Laquerre If you’re like a lot of first-time home buyers you might be wondering, “What credit score do I need to buy a home?” A credit score is a number assigned to a person that indicates to lenders their capacity to repay a loan. This number is based on your credit history […]
2 reasons your credit score isn’t improving
Do you pay off your credit card bill in full every month but haven’t noticed a big improvement in your credit score? Improving credit isn’t an overnight task but with hard work, responsible spending and patience, your score will soar. Many of you are doing everything you have been told to do, but for some […]
4 ways to improve your credit
If you have less than perfect credit and are considering a new home purchase, this article is for you! Learn four simple ways to work towards improving your credit score.
Building credit in 4 easy steps
No credit, no problem!
Are you new to the credit world? Are you a first-time home buyer looking to establish credit? This blog article is for you! Featured in this blog article are four easy steps towards building a credit history.
Clean up your credit
Clean up your credit
by Carla Hill More than ever having a healthy credit score is important. It may mean the difference between securing a home loan or not. Don’t let old habits or debts stand in your way of taking advantage of historically low interest rates and great deals on housing.
How payment history impacts your credit score
By: Team J&J-FBC Mortgage LLC Your credit scores usually determine the price you pay for your money (your mortgages, your auto loans and leases, your credit cards, business loans, etc.). Perhaps the most significant part of your credit report is your credit score. Credit scores range from 350 to 850, with 850 being the best […]
Improve your credit rating by managing your account limits and balances.
IMPROVING YOUR CREDIT RATING By: Team J&J – FBC Mortgage LLC The Balance You Owe vs. Your Available Credit Lines has a 30% impact on your overall credit score. Keeping your credit balances below 50% of your available limit is very important. Keeping your balances below 30% of your available credit is even better. This […]
Can having my credit checked make my score go down?
By: Team J&J – FBC Mortgage LLC So, you're thinking of getting a car loan? Maybe a mortgage home loan? Maybe a retail store credit card? Before you apply for that loan, think about this. Your credit score is one of the main factors used when a lender decides if they will loan you money. It is very […]
Improving your credit rating by paying bills on time
IMPROVING YOUR CREDIT RATING By: Team J&J-FBC Mortgage LLC Your credit scores usually determine the price you pay for your money (your mortgages, your auto loans and leases, your credit cards, business loans, etc.). Perhaps the most significant part of your credit report is your credit score. Credit scores range from 350 to 850, with […]
