By: Team J&J-FBC Mortgage LLC

Did you know?

HUD (U.S. Department of Housing & Urban Development) has made several announcements regarding upcoming changes to FHA financing starting April 1, 2012. 

Below are a few highlights and key dates for you to know and how these changes could impact you getting a loan. 

This tax season can change your life 

by Andy Jansky & Maribel Maldonado

Homeownership is a dream that many will be able to make a reality this tax season.

Did you know?

There are lots of low and no down payment finance programs available that can help homebuyers like you purchase a home with as little as about $500 out of pocket?  From 100% financing with USDA (in approved areas) and VA to down-payment assistance programs and low down-payment financing with FHA. 

Tips for homeowners preparing taxes for maximum tax deductions

Written by: Elizabeth Porter

Tax time is here!  If you bought a home before December 31, 2011 there are several opportunities to maximize deductions and get money back when you file your taxes. 

The difference for homeowners doing their taxes for the first time compared to when they were renters is usually claiming an "itemized deduction" versus the "standard" deduction. 

A tax professional can always give you the best advice but here are a few pointers to get you started. 

Clean up your credit

by Carla Hill

More than ever having a healthy credit score is important. It may mean the difference between securing a home loan or not. Don't let old habits or debts stand in your way of taking advantage of historically low interest rates and great deals on housing.